Smart Credit Card Processing for Small Business Growth

Our merchant services are specifically designed for established businesses that are already processing at least $5,000 monthly in online payments. If you’re currently using Stripe, PayPal, or Square and processing this volume, you can benefit significantly from our lower rates and enhanced features.

However, if you’re just starting out or running a new business, we recommend beginning with Stripe or PayPal until you reach consistent processing volumes. This ensures you get the most value from our competitive rates and advanced features when the time is right for your business.

Our NMI-powered payment gateway comes with seamless integration into your Xtreme Automator® account. If you’re running an online store or running a sophisticated Sales Funnel, it works perfectly with our eCommerce solutions – both Turnkey eCommerce™, Xtreme eCommerce™ and Xtreme Sales Funnels™ platforms. This creates a unified ecosystem where your payment processing, automation, and eCommerce work together seamlessly.

Our merchant services typically offer significantly lower rates than Stripe (2.9% + $0.30) and PayPal (3.49% + $0.49) per transaction. As a dedicated merchant account provider, we can offer more competitive rates tailored to your business volume and type. Plus, our NMI-powered payment gateway is included at no additional cost, unlike other providers who charge extra gateway fees.

Unlike payment facilitators who aggregate all merchants into one large account, we provide you with a dedicated merchant account. This means greater account stability (no unexpected shutdowns), faster funding times (next-day availability), and lower processing rates. Plus, our solution integrates seamlessly with the Xtreme Automator® platform for enhanced payment automation capabilities

With our merchant services, funds are typically available in your bank account the next business day after transactions are processed. This is significantly faster than Stripe and PayPal’s standard 2-7 business day funding timeline, helping improve your cash flow management.

We provide dedicated support from real payment professionals who understand your business. You get direct access to our support team for any payment-related questions or concerns. Additionally, NMI’s stellar support team is available via phone or email to help resolve any gateway-specific technical issues, ensuring you’re never left without assistance.

Our payment processing solution accepts all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, ACH/eCheck payments, and digital wallets. You can process payments online, in-person, through invoices, or via recurring billing – all through one integrated platform.

Not at all. We handle the entire transition process, ensuring minimal disruption to your business. Our team helps migrate your existing payment data, set up your new merchant account, and integrate with your current systems at no additional cost. Most merchants are up and running within 1-2 business days.

Our payment processing solution includes PCI-compliant security features, tokenization, encryption, and fraud prevention tools. We also provide secure customer vault storage for recurring payments and advanced fraud monitoring to protect your business and customers.

Absolutely! Unlike Stripe and PayPal’s branded experiences, our solution allows you to fully customize payment pages with your logo, colors, and branding elements. You can create branded invoices, hosted payment pages, and customer portals that match your business identity.

These three components work together to securely process your transactions:

1. Credit card processing is the fundamental service that enables your business to accept card payments and receive funds in your bank account. Our merchant services provide this at lower rates than typical processors like Stripe and PayPal.
2. A payment gateway acts as the digital equivalent of a physical card terminal, securely routing transaction data between your online payment systems and the credit card networks. Our NMI-powered gateway handles this crucial role while adding features like saved payment methods and automated billing.
3. Online payment systems tie everything together, creating a complete solution that manages your entire payment ecosystem. Our integrated platform combines all these elements – merchant services, payment gateway, and automation tools – into one seamless system that’s both powerful and cost-effective.

By having all three components working together through one provider, you get better rates, faster funding, and simplified management of your entire payment operation.

If you’d like to better understand how online payment systems work, we recommend these informative Wikipedia resources:’

• Learn about Online Payment Systems Wiki to understand the broader ecosystem of financial transactions
• Learn about Payment Gateways Wiki to understand how online payments are processed securely

Understanding these fundamentals can help you make informed decisions about your business’s payment processing needs. Of course, our team is always available to answer any specific questions about how our merchant services and payment gateway can benefit your business.